Using banks to administer family pools for healthcare
Back in 2008 I had a discussion with another former Navy SEAL who consulted with Thelma Drake the Republican congressman from Virginia and he devised the solution utilizing microloans in Iraqi for small businesses in Iraq to operate and expand because the trickle down wasn't working because the government leaders were pocketing the money the US was giving them. I was informing him on the loan modifications and he was conceptualizing a mortgage backed security bringing in investors to help home owners stay in their homes. During this process he spelled out to me his concept of creating a family pool administered by banks for healthcare. Banks would create accounts for healthcare costs funded by the increased in the minimum wage. Employers would pay into each employee's family healthcare account equal to about $3.60 per hour. There would social pressure through the family to live healthier. Undocumented aliens that go into the emergency room would give their information and be assigned to their family pool to cover their medical costs.
This former Navy SEAL buddy of mine will be presenting this concept to congress next week. His timing with the issues with immigration and healthcare is perfect. What nobody seems to be addressing is that 70 million baby-boomers are leaving the work force and we need more younger people to take those jobs or those jobs will be outsourced to china, India or Mexico but by utilizing these family pools, it doesn't matter where you are working. Doctors would like this solution much better than the current healthcare system where they have to wait for the government to pay them or possibly never get paid. This solution would be similar to PPOs, they would just have to except the family pool account cards, from the banks.
Back in 2008 I had a discussion with another former Navy SEAL who consulted with Thelma Drake the Republican congressman from Virginia and he devised the solution utilizing microloans in Iraqi for small businesses in Iraq to operate and expand because the trickle down wasn't working because the government leaders were pocketing the money the US was giving them. I was informing him on the loan modifications and he was conceptualizing a mortgage backed security bringing in investors to help home owners stay in their homes. During this process he spelled out to me his concept of creating a family pool administered by banks for healthcare. Banks would create accounts for healthcare costs funded by the increased in the minimum wage. Employers would pay into each employee's family healthcare account equal to about $3.60 per hour. There would social pressure through the family to live healthier. Undocumented aliens that go into the emergency room would give their information and be assigned to their family pool to cover their medical costs.
This former Navy SEAL buddy of mine will be presenting this concept to congress next week. His timing with the issues with immigration and healthcare is perfect. What nobody seems to be addressing is that 70 million baby-boomers are leaving the work force and we need more younger people to take those jobs or those jobs will be outsourced to china, India or Mexico but by utilizing these family pools, it doesn't matter where you are working. Doctors would like this solution much better than the current healthcare system where they have to wait for the government to pay them or possibly never get paid. This solution would be similar to PPOs, they would just have to except the family pool account cards, from the banks.
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